Education Loans

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Fund Your Study Abroad Journey with Hassle-Free Education Loans

- Swift Approvals, Verified Partners & Transparent Process

Delivering the Finest Financial Paths, For Your Future Career

Preparing for your overseas academic journey? Get comprehensive guidance on available loans, qualifications, paperwork, and step-by-step procedures to secure your funds before your confirmation letter is issued.

Explore Destinations

Private Banking Partners

Enjoy swift processing times and online tracking portals—ideal for students seeking rapid approval and efficient fund transfers.

Non-Banking Lenders (NBFCs)

Great for custom eligibility guidelines, flexible co-borrower requirements, or larger funding amounts tailored to your specific profile.

Global Lending Programs

Excellent options for specific study destinations, where loan terms are based directly on your chosen degree and projected career earnings.

Public Sector Banks

A popular choice for government-subsidized schemes and widely trusted terms, perfect if you prefer steady and long-term repayment security.

Education Loan

Trans Globe EduLoan
Requirements

Understanding Credit & CIBIL Scores

A CIBIL score is a 3-digit numerical summary reflecting your repayment history, ranging from 300 to 900. Scores of 700 and above are highly preferred. For students without credit history, lenders assess the co-applicant's financial profile.

University-Related Documentation

• Admission/Offer letter alongside a detailed tuition structure.

• Official course syllabus and university invoice / cost estimation details.

• Certified scholarship letters (if applicable).

Applicant Student Checklist

• Student KYC proofs (Aadhaar, PAN, etc.), academic transcripts, and marks sheets.

• Exam scorecards (IELTS, TOEFL, GRE, GMAT, etc.).

• Valid Passport copy (mandatory for international student loan processing).

Co-Applicant / Sponsor Documents

• Sponsor’s identity documents, active bank statements (last 6 months).

• Proof of income (salary slips or detailed IT returns).

• Statements detailing any active or historical loans.

Collateral Security Guidelines

Collateral requirements vary by loan size and bank guidelines. Under the standard Model Education Loan Scheme, loans up to ₹7.5 Lakhs typically do not require tangible collateral (requiring only parents as co-borrowers), while higher values may require pledging property or liquid assets.

Process Map

Our Loan Approval Roadmap

Our dedicated financial advisors guide you through shortlisting the optimal lenders and finalizing your documentation with ease.

1. Share Your Study Plan

Reach out to us to share your target country, start date, degree program, estimated budget, co-applicant income, and collateral status.

2. Eligibility Mapping

We assess your academic and financial profile to match you with the best bank, NBFC, or international lender program.

3. Paperwork & Submission

Our consultants assist you in preparing a well-organized file with all required certificates, financial statements, and application forms.

4. Approval & Fund Disbursal

Upon official approval, the loan is disbursed in scheduled phases to align perfectly with your university payment deadlines.

Loan Factors

Key Elements to Consider

Program & Institution Rank

Annual Interest Rates

Self-Contribution (Margin)

Supported Living & Tuition Expenses

Frequently Asked Queries

Common Queries Solved

Answers to the most common queries from students planning to studying abroad.

Is the introductory counseling session free of charge?

Absolutely! Your initial consultation with our expert financial advisors is entirely free of charge.

Are student visa holders permitted to work abroad?

Yes, most destination countries permit international students to work part-time hours during academic terms and full-time during breaks.

Can you assist in finding scholarship opportunities?

Yes, our advisors actively help identify and apply for various merit-based, institutional, and destination-specific scholarships.

Do you offer student visa application support?

Yes, we provide end-to-end visa counseling, including document organization, mock embassy interviews, and financial file preparation.

What is the recommended timeline to start applying?

We recommend starting the loan application process at least 6 to 9 months before your intake to ensure all approvals are secured on time.

Have More Questions?

Talk to our expert counselors and get personalized guidance for your study abroad journey.

Expert Assistance

Need guidance?
Let us help you.

Our expert counselors are ready to help you navigate your journey to studying abroad. Take the first step today.